/* ============================================================
   EXEMPT MARKET CONNECT — STYLES
   Modern, professional financial platform website
============================================================ */

/* ── Reset & Base ─────────────────────────────────────────── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  /* Colors */
  --navy-950:  #050D1A;
  --navy-900:  #0A1628;
  --navy-800:  #0F2040;
  --navy-700:  #162B55;
  --navy-600:  #1E3A6E;
  --navy-500:  #2550A0;

  --gold-400:  #E2C16A;
  --gold-500:  #C9A84C;
  --gold-600:  #A88530;

  --teal-400:  #2DD4C0;
  --teal-500:  #00C9A7;

  --blue-400:  #5B9CF6;
  --blue-500:  #2C7BE5;

  --white:     #FFFFFF;
  --gray-50:   #F8F9FC;
  --gray-100:  #EEF1F8;
  --gray-200:  #DDE2EF;
  --gray-400:  #9BA5C0;
  --gray-600:  #5A6480;
  --gray-800:  #2D3452;

  --positive:  #10B981;
  --negative:  #EF4444;

  /* Typography */
  --font-body:    'Inter', system-ui, -apple-system, sans-serif;
  --font-display: 'Playfair Display', Georgia, serif;

  /* Spacing */
  --space-1:  4px;
  --space-2:  8px;
  --space-3:  12px;
  --space-4:  16px;
  --space-5:  20px;
  --space-6:  24px;
  --space-8:  32px;
  --space-10: 40px;
  --space-12: 48px;
  --space-16: 64px;
  --space-20: 80px;
  --space-24: 96px;

  /* Border radius */
  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --radius-xl:  32px;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm:  0 1px 3px rgba(5,13,26,0.12), 0 1px 2px rgba(5,13,26,0.08);
  --shadow-md:  0 4px 16px rgba(5,13,26,0.12), 0 2px 6px rgba(5,13,26,0.08);
  --shadow-lg:  0 12px 40px rgba(5,13,26,0.18), 0 4px 12px rgba(5,13,26,0.10);
  --shadow-xl:  0 24px 60px rgba(5,13,26,0.24);
  --shadow-gold: 0 8px 32px rgba(201,168,76,0.25);

  /* Transitions */
  --transition: 0.22s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.4s cubic-bezier(0.4, 0, 0.2, 1);

  /* Layout */
  --container-max: 1200px;
  --nav-height: 72px;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--navy-900);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, svg {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
}

.positive { color: var(--positive); }
.negative { color: var(--negative); }

/* ── Container ────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

@media (min-width: 768px) {
  .container {
    padding-inline: var(--space-8);
  }
}

/* ── Section ──────────────────────────────────────────────── */
.section {
  padding-block: var(--space-20);
}

@media (min-width: 768px) {
  .section {
    padding-block: var(--space-24);
  }
}

.section__header {
  text-align: center;
  max-width: 680px;
  margin-inline: auto;
  margin-bottom: var(--space-16);
}

.section__eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-500);
  margin-bottom: var(--space-3);
}

.section__title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy-900);
  margin-bottom: var(--space-4);
}

.section__subtitle {
  font-size: 1.05rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: 0.65rem 1.5rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background var(--transition), color var(--transition), border-color var(--transition), box-shadow var(--transition), transform var(--transition);
  white-space: nowrap;
  text-decoration: none;
}

.btn:focus-visible {
  outline: 3px solid var(--gold-400);
  outline-offset: 3px;
}

.btn--primary {
  background: var(--gold-500);
  color: var(--navy-900);
  border-color: var(--gold-500);
}

.btn--primary:hover {
  background: var(--gold-400);
  border-color: var(--gold-400);
  box-shadow: var(--shadow-gold);
  transform: translateY(-1px);
}

.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.4);
}

.btn--outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.7);
}

.btn--lg {
  padding: 0.85rem 2rem;
  font-size: 1rem;
}

.btn--full {
  width: 100%;
}

/* ── NAV ──────────────────────────────────────────────────── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--nav-height);
  background: rgba(10, 22, 40, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: background var(--transition), box-shadow var(--transition);
}

.nav.nav--scrolled {
  background: rgba(10, 22, 40, 0.97);
  box-shadow: var(--shadow-md);
}

.nav__container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

@media (min-width: 768px) {
  .nav__container {
    padding-inline: var(--space-8);
  }
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  flex-shrink: 0;
}

.nav__logo-icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
}

.nav__logo-text {
  font-size: 0.95rem;
  color: var(--white);
  font-weight: 400;
  letter-spacing: -0.01em;
}

.nav__logo-text strong {
  font-weight: 700;
}

.nav__links {
  display: none;
  gap: var(--space-1);
  align-items: center;
}

@media (min-width: 900px) {
  .nav__links {
    display: flex;
  }
}

.nav__link {
  display: block;
  padding: var(--space-2) var(--space-4);
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}

.nav__link:hover {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}

.nav__link--cta {
  background: var(--gold-500);
  color: var(--navy-900) !important;
  padding: var(--space-2) var(--space-5);
  border-radius: var(--radius-sm);
  font-weight: 600;
  margin-left: var(--space-3);
}

.nav__link--cta:hover {
  background: var(--gold-400) !important;
  box-shadow: var(--shadow-gold);
}

/* Mobile nav toggle */
.nav__toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
  margin-right: calc(-1 * var(--space-2));
}

@media (min-width: 900px) {
  .nav__toggle {
    display: none;
  }
}

.nav__toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: var(--radius-full);
  transition: transform var(--transition), opacity var(--transition);
}

.nav__toggle.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle.is-open span:nth-child(2) { opacity: 0; }
.nav__toggle.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav open state */
@media (max-width: 899px) {
  .nav__links.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    position: absolute;
    top: var(--nav-height);
    left: 0;
    right: 0;
    background: var(--navy-900);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    padding: var(--space-4) var(--space-6);
    gap: var(--space-1);
  }

  .nav__link--cta {
    margin-left: 0;
    text-align: center;
    margin-top: var(--space-3);
  }
}

/* ── HERO ─────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100svh;
  display: flex;
  align-items: center;
  background: var(--navy-900);
  overflow: hidden;
  padding-top: var(--nav-height);
}

.hero__bg-pattern {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 40%, rgba(201,168,76,0.07) 0%, transparent 60%),
    radial-gradient(ellipse 60% 80% at 20% 60%, rgba(44,123,229,0.07) 0%, transparent 50%);
  pointer-events: none;
}

.hero__bg-pattern::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 40%, transparent 100%);
}

.hero__container {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-12);
  align-items: center;
  padding-block: var(--space-16);
}

@media (min-width: 960px) {
  .hero__container {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-10);
    padding-block: var(--space-20);
  }
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-4);
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: var(--radius-full);
  color: var(--gold-400);
  font-size: 0.82rem;
  font-weight: 500;
  margin-bottom: var(--space-6);
}

.hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--white);
  margin-bottom: var(--space-6);
  letter-spacing: -0.02em;
}

.hero__title em {
  font-style: normal;
  color: var(--gold-500);
}

.hero__subtitle {
  font-size: 1.1rem;
  line-height: 1.75;
  color: rgba(255,255,255,0.68);
  margin-bottom: var(--space-8);
  max-width: 520px;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  align-items: center;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}

.hero__trust-dot {
  color: rgba(255,255,255,0.2);
}

/* ── Hero visual / Dashboard mockup ──────────────────────── */
.hero__visual {
  position: relative;
  display: flex;
  justify-content: center;
}

.hero__dashboard {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  overflow: hidden;
  width: 100%;
  max-width: 420px;
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-xl), 0 0 0 1px rgba(201,168,76,0.08);
}

.dashboard__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-5);
  background: rgba(255,255,255,0.04);
  border-bottom: 1px solid rgba(255,255,255,0.07);
}

.dashboard__dots {
  display: flex;
  gap: 6px;
}

.dashboard__dots span {
  display: block;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255,255,255,0.15);
}

.dashboard__dots span:nth-child(1) { background: #FF5F57; }
.dashboard__dots span:nth-child(2) { background: #FEBC2E; }
.dashboard__dots span:nth-child(3) { background: #28C840; }

.dashboard__title {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  margin-left: auto;
  font-weight: 500;
}

.dashboard__body {
  padding: var(--space-5);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.dashboard__metric {
  display: flex;
  align-items: baseline;
  gap: var(--space-3);
}

.dashboard__metric-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
}

.dashboard__metric-value {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.02em;
}

.dashboard__metric-change {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--positive);
}

.dashboard__chart {
  height: 80px;
}

.dashboard__chart svg {
  width: 100%;
  height: 100%;
}

.dashboard__items {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.dashboard__item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
}

.dashboard__item strong {
  margin-left: auto;
  color: var(--white);
  font-weight: 600;
}

.dashboard__item-dot {
  width: 10px;
  height: 10px;
  border-radius: 3px;
  flex-shrink: 0;
}

.dashboard__status {
  display: flex;
  gap: var(--space-4);
  padding-top: var(--space-3);
  border-top: 1px solid rgba(255,255,255,0.08);
}

.dashboard__status-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
}

/* Floating cards */
.hero__float {
  position: absolute;
  display: flex;
  align-items: center;
  gap: var(--space-3);
  background: var(--white);
  border-radius: var(--radius-md);
  padding: var(--space-3) var(--space-4);
  box-shadow: var(--shadow-lg);
  min-width: 180px;
}

.hero__float > svg {
  flex-shrink: 0;
}

.hero__float div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.hero__float strong {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy-900);
  line-height: 1;
}

.hero__float span {
  font-size: 0.72rem;
  color: var(--gray-600);
}

.hero__float--1 {
  top: -20px;
  right: -20px;
  animation: floatCard1 4s ease-in-out infinite;
}

.hero__float--2 {
  bottom: 30px;
  right: -30px;
  animation: floatCard2 4.5s ease-in-out infinite;
}

@keyframes floatCard1 {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

@keyframes floatCard2 {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(8px); }
}

@media (max-width: 480px) {
  .hero__float { display: none; }
}

/* Hero scroll indicator */
.hero__scroll-indicator {
  position: absolute;
  bottom: var(--space-8);
  left: 50%;
  transform: translateX(-50%);
  width: 24px;
  height: 38px;
  border: 2px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-full);
  display: flex;
  justify-content: center;
  padding-top: 6px;
}

.hero__scroll-indicator span {
  display: block;
  width: 3px;
  height: 8px;
  background: rgba(255,255,255,0.4);
  border-radius: var(--radius-full);
  animation: scrollBounce 2s ease-in-out infinite;
}

@keyframes scrollBounce {
  0%, 100% { transform: translateY(0); opacity: 1; }
  80% { transform: translateY(10px); opacity: 0; }
}

/* ── STATS BAR ────────────────────────────────────────────── */
.stats {
  background: var(--navy-800);
  padding-block: var(--space-10);
  border-top: 1px solid rgba(255,255,255,0.05);
}

.stats__container {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: var(--space-6);
}

@media (min-width: 768px) {
  .stats__container {
    flex-wrap: nowrap;
    gap: 0;
  }
}

.stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: var(--space-4) var(--space-8);
  flex: 1;
  min-width: 140px;
}

.stat__value {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--gold-500);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: var(--space-2);
}

.stat__label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  font-weight: 500;
}

.stat__divider {
  display: none;
}

@media (min-width: 768px) {
  .stat__divider {
    display: block;
    width: 1px;
    height: 48px;
    background: rgba(255,255,255,0.1);
    flex-shrink: 0;
  }
}

/* ── FEATURES ─────────────────────────────────────────────── */
.features {
  background: var(--gray-50);
}

.features__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-6);
}

@media (min-width: 640px) {
  .features__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .features__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.feature-card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition);
}

.feature-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: rgba(201,168,76,0.2);
}

.feature-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
}

.feature-card__icon svg {
  width: 26px;
  height: 26px;
}

.feature-card__icon--gold {
  background: rgba(201,168,76,0.12);
  color: var(--gold-500);
}

.feature-card__icon--blue {
  background: rgba(44,123,229,0.12);
  color: var(--blue-500);
}

.feature-card__icon--teal {
  background: rgba(0,201,167,0.12);
  color: var(--teal-500);
}

.feature-card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: var(--space-3);
  line-height: 1.3;
}

.feature-card__text {
  font-size: 0.92rem;
  color: var(--gray-600);
  line-height: 1.7;
  margin-bottom: var(--space-5);
}

.feature-card__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.feature-card__list li {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: 0.85rem;
  color: var(--gray-600);
}

.feature-card__list li::before {
  content: '';
  display: block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-500);
  flex-shrink: 0;
}

/* ── HOW IT WORKS ─────────────────────────────────────────── */
.how-it-works {
  position: relative;
  background: var(--navy-900);
  color: var(--white);
}

.how-it-works__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 50% at 80% 30%, rgba(201,168,76,0.05) 0%, transparent 60%),
    radial-gradient(ellipse 50% 60% at 20% 70%, rgba(44,123,229,0.05) 0%, transparent 50%);
  pointer-events: none;
}

.how-it-works .section__title {
  color: var(--white);
}

.how-it-works .section__subtitle {
  color: rgba(255,255,255,0.6);
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  max-width: 760px;
  margin-inline: auto;
  position: relative;
  z-index: 1;
}

.step {
  display: flex;
  align-items: flex-start;
  gap: var(--space-6);
  padding: var(--space-6) 0;
}

.step__number {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  background: rgba(201,168,76,0.1);
  border: 2px solid rgba(201,168,76,0.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--gold-500);
  letter-spacing: -0.02em;
}

.step__content {
  padding-top: var(--space-3);
}

.step__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: var(--space-3);
}

.step__text {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
}

.step__connector {
  width: 2px;
  height: 32px;
  background: linear-gradient(to bottom, rgba(201,168,76,0.3), rgba(201,168,76,0.1));
  margin-left: 27px;
}

/* ── AUDIENCE SECTIONS ────────────────────────────────────── */
.audience {
  background: var(--white);
}

.audience--alt {
  background: var(--gray-50);
}

.audience__container {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-12);
  align-items: center;
}

@media (min-width: 960px) {
  .audience__container {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-16);
  }

  .audience__container--reverse .audience__visual {
    order: -1;
  }
}

.audience__title {
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3.5vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy-900);
  margin-bottom: var(--space-5);
  margin-top: var(--space-3);
}

.audience__text {
  font-size: 1rem;
  color: var(--gray-600);
  line-height: 1.75;
  margin-bottom: var(--space-6);
}

.audience__benefits {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
}

.audience__benefits li {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: 0.95rem;
  color: var(--gray-800);
  line-height: 1.6;
}

.audience__benefits li svg {
  flex-shrink: 0;
  margin-top: 2px;
}

/* Dealer card stack */
.audience__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.audience__card-stack {
  position: relative;
  width: 100%;
  max-width: 380px;
}

.audience__card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.audience__card--back {
  position: absolute;
  top: 16px;
  left: 16px;
  right: -16px;
  bottom: -16px;
  background: var(--gray-100);
  border-color: var(--gray-200);
  box-shadow: var(--shadow-sm);
  z-index: 0;
}

.audience__card--front {
  position: relative;
  z-index: 1;
}

.audience__card-header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-5) var(--space-6);
  border-bottom: 1px solid var(--gray-100);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--navy-900);
}

.audience__card-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-1);
  padding: var(--space-5) var(--space-6);
  border-bottom: 1px solid var(--gray-100);
}

.audience__card-metrics > div {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-1);
}

.audience__card-metrics strong {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy-900);
  letter-spacing: -0.03em;
}

.audience__card-metrics span {
  font-size: 0.72rem;
  color: var(--gray-400);
  font-weight: 500;
}

.audience__card-list {
  padding: var(--space-4) var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.audience__card-row {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: 0.82rem;
  color: var(--gray-800);
}

.audience__card-status {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

.audience__card-status--green { background: var(--positive); }
.audience__card-status--gold  { background: var(--gold-500); }

.audience__card-tag {
  margin-left: auto;
  font-size: 0.72rem;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: var(--radius-full);
  background: rgba(201,168,76,0.12);
  color: var(--gold-600);
}

.audience__card-tag--blue {
  background: rgba(44,123,229,0.1);
  color: var(--blue-500);
}

.audience__card-tag--green {
  background: rgba(16,185,129,0.1);
  color: var(--positive);
}

/* Investor portal mockup */
.investor-portal {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  width: 100%;
  max-width: 380px;
}

.investor-portal__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-5) var(--space-6);
  border-bottom: 1px solid var(--gray-100);
}

.investor-portal__avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--navy-900);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.78rem;
  font-weight: 700;
  flex-shrink: 0;
}

.investor-portal__header > div {
  display: flex;
  flex-direction: column;
}

.investor-portal__header strong {
  font-size: 0.9rem;
  color: var(--navy-900);
  font-weight: 700;
}

.investor-portal__header span {
  font-size: 0.75rem;
  color: var(--gray-400);
}

.investor-portal__badge {
  margin-left: auto;
  font-size: 0.7rem;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: var(--radius-full);
  background: rgba(16,185,129,0.1);
  color: var(--positive);
}

.investor-portal__holdings {
  padding: var(--space-5) var(--space-6);
}

.investor-portal__holdings-title {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gray-400);
  margin-bottom: var(--space-4);
}

.investor-portal__holding {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--gray-100);
}

.investor-portal__holding:last-child {
  border-bottom: none;
}

.investor-portal__holding-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 800;
  flex-shrink: 0;
}

.investor-portal__holding-info {
  display: flex;
  flex-direction: column;
  gap: 2px;
  flex: 1;
  min-width: 0;
}

.investor-portal__holding-info strong {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy-900);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.investor-portal__holding-info span {
  font-size: 0.72rem;
  color: var(--gray-400);
}

.investor-portal__holding-value {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 2px;
  flex-shrink: 0;
}

.investor-portal__holding-value strong {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--navy-900);
}

.investor-portal__holding-value span {
  font-size: 0.72rem;
  font-weight: 600;
}

.investor-portal__footer {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-4) var(--space-6);
  border-top: 1px solid var(--gray-100);
  font-size: 0.75rem;
  color: var(--gray-400);
  background: var(--gray-50);
}

/* ── TRUST / COMPLIANCE ───────────────────────────────────── */
.trust {
  background: var(--white);
}

.trust__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-6);
}

@media (min-width: 640px) {
  .trust__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .trust__grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.trust__card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-8);
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  transition: box-shadow var(--transition), transform var(--transition);
}

.trust__card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.trust__card-icon {
  width: 48px;
  height: 48px;
  background: rgba(201,168,76,0.1);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-500);
  flex-shrink: 0;
}

.trust__card-icon svg {
  width: 24px;
  height: 24px;
}

.trust__card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy-900);
}

.trust__card p {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ── CTA / CONTACT ────────────────────────────────────────── */
.cta {
  background: var(--navy-900);
  position: relative;
  overflow: hidden;
}

.cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 60% at 50% 0%, rgba(201,168,76,0.08) 0%, transparent 60%);
  pointer-events: none;
}

.cta__inner {
  position: relative;
  z-index: 1;
  max-width: 640px;
  margin-inline: auto;
  text-align: center;
}

.cta .section__eyebrow {
  display: block;
  margin-bottom: var(--space-3);
}

.cta__title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: var(--space-5);
}

.cta__subtitle {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
  margin-bottom: var(--space-10);
}

.cta__form {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  text-align: left;
}

.cta__form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-4);
}

@media (min-width: 540px) {
  .cta__form-row {
    grid-template-columns: 1fr 1fr;
  }
}

.cta__form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.cta__form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: rgba(255,255,255,0.75);
}

.cta__form-group input,
.cta__form-group select {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-sm);
  color: var(--white);
  padding: 0.65rem 1rem;
  font-size: 0.95rem;
  transition: border-color var(--transition), background var(--transition);
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
}

.cta__form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1L6 6L11 1' stroke='rgba(255,255,255,0.4)' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
  cursor: pointer;
}

.cta__form-group select option {
  background: var(--navy-900);
  color: var(--white);
}

.cta__form-group input::placeholder {
  color: rgba(255,255,255,0.3);
}

.cta__form-group input:focus,
.cta__form-group select:focus {
  outline: none;
  border-color: var(--gold-500);
  background: rgba(255,255,255,0.1);
}

.cta__form-group input.error,
.cta__form-group select.error {
  border-color: var(--negative);
}

.cta__form-note {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.35);
  text-align: center;
}

.cta__form-error {
  font-size: 0.85rem;
  color: #f87171;
  text-align: center;
  margin-top: var(--space-2);
}

.cta__success {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-4);
  padding: var(--space-12) var(--space-6);
  animation: fadeIn 0.4s ease forwards;
}

.cta__success svg {
  color: var(--gold-500);
}

.cta__success h3 {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
}

.cta__success p {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
  text-align: center;
}

/* ── FOOTER ───────────────────────────────────────────────── */
.footer {
  background: var(--navy-950);
  padding-block: var(--space-16) var(--space-10);
}

.footer__top {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-12);
  margin-bottom: var(--space-12);
}

@media (min-width: 768px) {
  .footer__top {
    grid-template-columns: 1fr 2fr;
  }
}

.footer__brand {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}

.footer__brand-tagline {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.65;
  max-width: 280px;
}

.footer__nav {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
  gap: var(--space-8);
}

.footer__nav-group h4 {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.35);
  margin-bottom: var(--space-4);
}

.footer__nav-group ul {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer__nav-group a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  transition: color var(--transition);
}

.footer__nav-group a:hover {
  color: var(--white);
}

.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.06);
  padding-top: var(--space-8);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.footer__bottom p {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.3);
}

.footer__disclaimer {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.2);
  line-height: 1.65;
}

/* ── ANIMATIONS ───────────────────────────────────────────── */
[data-animate] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.55s cubic-bezier(0.4, 0, 0.2, 1), transform 0.55s cubic-bezier(0.4, 0, 0.2, 1);
}

[data-animate="fade-left"] {
  transform: translateX(24px);
}

[data-animate="fade-right"] {
  transform: translateX(-24px);
}

[data-animate].is-visible {
  opacity: 1;
  transform: none;
}

@keyframes fadeIn {
  from { opacity: 0; transform: scale(0.96); }
  to   { opacity: 1; transform: scale(1); }
}

/* ── UTILITIES ────────────────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  [data-animate] {
    opacity: 1;
    transform: none;
  }

  html {
    scroll-behavior: auto;
  }
}